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How to File a Motor Vehicle Claim You'll need to make an insurance claim if your vehicle has been damaged. It is important to know how this procedure works. Insurance companies will send an adjuster who will inspect your vehicle damage. It's not required to be present during the inspection, but you should bring your insurance policy along with any other documentation that is relevant. Take Photos Have you ever seen any crime show in which the investigators take photographs of every aspect from footprints to chocolate wrappers, and then throw them away? Apply the same level of scrutiny to your accident scene. It is important to take note as much as possible of the incident as it happens to help demonstrate your case later. It is essential to capture photos of both vehicles, however you should also take close-ups of the damaged parts. These photos will help insurance companies as well as expert witnesses as they determine the dimensions of various objects. In your photographs, include references to points of reference, such as the location of stop signs or traffic lights. motor vehicle accident attorneys topeka can later be tied to the at-fault driver's actions which led to the crash. If you are able take pictures of the other driver and their passengers and witnesses. You might be able to snap a photo of their license plate. Photograph emergency responders, their vehicles and anyone who is put on a gurney and/or an ambulance. If your lawyer or court has ordered you to do so, only submit the photos. Otherwise, you could unwittingly give evidence in support of your own claim. For instance, if it is changed the date stamp on your photos following the incident, it could cause insurance companies to doubt the validity of your claim. Seek Medical Attention If you are involved in an accident the first thing to take is to seek medical attention. Not only is this crucial for your own health however, it also ensures that any injuries you may have are documented. In many personal injury cases the plaintiff seeks compensation for medical expenses and damages. This is why medical records are essential to the success of your claim. Even if there are no signs that you could notice, you should make an appointment to see your primary care physician or an emergency room. Your doctor will be able provide you with a thorough medical evaluation and assess the extent of your injuries. They will also be able provide you with the appropriate treatment. Following the treatment plan of your doctor will allow you to recover faster and make the case stronger. This includes taking your prescribed medications and any other medications available over the counter as well as participating in an exercise program, following the instructions regarding time off work, and attending subsequent appointments. It is important to avoid saying anything that an insurance adjuster may mistakenly interpret. The insurance company may attempt to discredit the damage you have suffered in order to reduce or deny the amount of compensation you receive. This is the reason it is advised to not speak to any insurance adjuster unless you have an attorney present. Contact an Attorney Legal representation is essential for those injured. Attorneys can help injured parties manage their stress and know where to concentrate their energy. Additionally, attorneys can evaluate the evidence and facts of an instance to determine if it's worth fighting in court. The insurance firm is first and foremost an organization and their aim is to get as much money from insureds as they can while paying as little as they can (in theory). It may be tempting, when you are on the scene of an incident to accept a lower settlement offer as it's the simplest way to go. This could have devastating consequences in the future. When you file a claim with your insurance company an adjuster will be sent to your residence to assess the damage to your vehicle. They will also review receipts for medical bills as well as personal property damage. They may also question witnesses and review records from the police. It is usually helpful to get repair estimates from local auto shops or contractors prior to meeting with the adjuster so that they know what to expect when it comes time to repairs. An experienced motor vehicle lawyer can ensure that all the required information is included and that the right documents are provided to the insurance company. He or she can offer advice and suggestions on how to handle an insurance adjuster, how to manage the settlement, and what to do when an insurance company doesn't respond or is acting unprofessionally.